Home & Capital - Market overview

Leading the way in Equity Release for over 30 years

Home & Capital have been at the forefront of the market for home reversion plans since 1978 - helping thousands of retired homeowners to release the value locked in their home and enjoy a more comfortable retirement.

We were even pioneering members of Safe Home Income Plans (SHIP) when it was first established in 1991.

Over 30 years, we've seen many changes in the Equity Release market - but one thing has remained constant: our founding commitment to provide Equity Release solutions that meet your clients' individual needs, as well as delivering a high level of professional service to you. We also ensure your client receives their funds as quickly and efficiently as possible.

Developments in the market

Taking into consideration the economic downturn in 2008, the Equity Release sector held up well, with a decrease of just 9% from 2007, compared with a decrease in the value of mortgage sales of 30%, according to the Council of Mortgage Lenders.

Sourced from SHIP

Intermediary sales remained constant with levels seen in 2007, at 63% of all equity release products sold, emphasising the importance of homeowners receiving impartial Equity Release advice.

The story so far - A brief history of Equity Release